But helping others in Unlawful things is not allowed in islamcan you help thief if he pay you some money, you will never accept this job. similarly someone is doing sin like suud and you are helping him. It is very clear from Qurraan and Ahadeeth that Suud is haram.According to almost all sunni Scholars working with suud based organization is not allowedyou can listen lecture of Molana Taqi usmani, Dr. Zakir nike, Dr. Israr Ahmed on suud.One more thing talking about Religious thing without having considerable knowledge is not right because instead of consulting qurraan and sunnah we start giving our own concepts and point of view.May Allah Show us The Right Path.--On 6 January 2011 04:32, CoooL <asad.coool786@gmail.com> wrote:
in my point of viewye koi fatwa nai hai.baat ye hai k ajj kal har jaga yehi kuch chal raha hai iss main hamra koi kasoor nai hai.i think ham job kar rahay hain aur wo ham se ye kam karawatay hain ham khud nai kar rahay ham ko jo order ata hai uss par amal kartay hain tu jo koi b job karta hai aissi organization main tu i think halal hai us ki earning.
On Thu, Jan 6, 2011 at 2:53 PM, Babar Awan <mc070400762@vu.edu.pk> wrote:
Dear,for the below mentioned query you must have to conslute with Mufti sb kiun k app iss per Fatwa la rahe hoo or main or app koi jis k pass Islam ka Elam nai hai wo iss tara ka Fatwa nahi da sakta..therefore for my opinion u never ask these kind of information from us instead u have to go to some madrassas where Mufti Hazrat will say u something on this..or ya hum sab k liya bhi behter hoo ga.Allah hum sab ko deen ko samjhne or iss per chalne ki Hadayat De..AmeenOn Thu, Jan 6, 2011 at 1:44 PM, ~*~mUdAsSaR~*~ <mc080400111@vu.edu.pk> wrote:
Assalam-o-Alaikum AllSuud ki bat chal rhi hai to mein apna ek sawal krna chahta hu ap sb se.Hmare mulk mein boht si aisi organizations kaam kar rhi hain jo k logo ko high interest qarzy deti hain. Me yahan Kashf ki misaal du ga. Kashf ek microfinancing organization hai jo k gharib logo ko qarz deti hai ta'ky wo log apna koi karobar kr saken. Phr monthly installments ki shakal mein unse qarze ki wapse hoti h or asal raqam k sath ek acha khasa suud bhi add kya jata hai is me. Mere knowledge k mutabic is organization ki aamdani ka is suud k elawa koi dosra zarya nhi hai. loans pe jo interest lya jata h us interest se hi ye idara apne tmam expenses chalata h or apny idara k tmam employees ko salary deta h isi interest me se.MERA SAWAL YE HAI K JO EMPLOYEES IN MICROFINANCING COMPANIES ME JOB KRTE HN KYA UN KI SALARY HALAL HAI YA HARAM?????Mujhe aap sb k jawab ka besabri se intizar h. Please agar koi reference kisi ko pta ho is hawaly se to mjhe inform bta den plz.Thanking you in anticipation.Mudassar SiddiqueMC080400111Cell: 0345-4774327
On Mon, Jan 3, 2011 at 6:47 PM, CoooL <asad.coool786@gmail.com> wrote:
Agar kisi Ache muslim se ye pucha jaye k kia suud ka karobar sahi hai to Yaqeenan wo is ka jawab dega.....Nahi
Akhir kiss cheez ne kis takat ne use ye jawab dene per majboor kia........
Aaye is topic per bat kerte hai
Bat darasal ye hai k Islam Suud Ko Haram karar deta hai. Islam main suud ko RABUH kaha gaya hai jis k meaning hai ziyada hona ya barhna....
Suud ko mana kerte hoye Qurane pak main Surae Ale Imran main Allah Tabarak Tala Farmata hai....
Ae Eman walo! tum(Apne mal per)suud jo(mal ko)brahata hai maat khawo or Allah ka Taqwa Ikhtiyar Karo......
Surae Baqara ki Aayat No.279 or 280 mian Irshad Hai....
Ae Eman walo! Allah ka taqwa ikhtiyar karo agar tum momin ho to suud main se jo kuch baqi hai use chordo or agar tum ne esa na kia to Allah or us k Rasool ki taraf se jang ka yaqeen kerlo...
Suud mashre main mutadid manfi Asrat ka baes banta hai . Enhi manfi asrat ki bina per suud Islam main Haram karar dia gaya hai..
Kia Aap Hazrat meri is bat se Muttafiq Hai Agar hai ya nahi hai Apni Raye ka izhar kare .......
Jazak ALLAH u all r invited to share Islamic knowledge.come and share--
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in my point of viewye koi fatwa nai hai.baat ye hai k ajj kal har jaga yehi kuch chal raha hai iss main hamra koi kasoor nai hai.i think ham job kar rahay hain aur wo ham se ye kam karawatay hain ham khud nai kar rahay ham ko jo order ata hai uss par amal kartay hain tu jo koi b job karta hai aissi organization main tu i think halal hai us ki earning.
On Thu, Jan 6, 2011 at 2:53 PM, Babar Awan <mc070400762@vu.edu.pk> wrote:
Dear,for the below mentioned query you must have to conslute with Mufti sb kiun k app iss per Fatwa la rahe hoo or main or app koi jis k pass Islam ka Elam nai hai wo iss tara ka Fatwa nahi da sakta..therefore for my opinion u never ask these kind of information from us instead u have to go to some madrassas where Mufti Hazrat will say u something on this..or ya hum sab k liya bhi behter hoo ga.Allah hum sab ko deen ko samjhne or iss per chalne ki Hadayat De..AmeenOn Thu, Jan 6, 2011 at 1:44 PM, ~*~mUdAsSaR~*~ <mc080400111@vu.edu.pk> wrote:
Assalam-o-Alaikum AllSuud ki bat chal rhi hai to mein apna ek sawal krna chahta hu ap sb se.Hmare mulk mein boht si aisi organizations kaam kar rhi hain jo k logo ko high interest qarzy deti hain. Me yahan Kashf ki misaal du ga. Kashf ek microfinancing organization hai jo k gharib logo ko qarz deti hai ta'ky wo log apna koi karobar kr saken. Phr monthly installments ki shakal mein unse qarze ki wapse hoti h or asal raqam k sath ek acha khasa suud bhi add kya jata hai is me. Mere knowledge k mutabic is organization ki aamdani ka is suud k elawa koi dosra zarya nhi hai. loans pe jo interest lya jata h us interest se hi ye idara apne tmam expenses chalata h or apny idara k tmam employees ko salary deta h isi interest me se.MERA SAWAL YE HAI K JO EMPLOYEES IN MICROFINANCING COMPANIES ME JOB KRTE HN KYA UN KI SALARY HALAL HAI YA HARAM?????Mujhe aap sb k jawab ka besabri se intizar h. Please agar koi reference kisi ko pta ho is hawaly se to mjhe inform bta den plz.Thanking you in anticipation.Mudassar SiddiqueMC080400111Cell: 0345-4774327
On Mon, Jan 3, 2011 at 6:47 PM, CoooL <asad.coool786@gmail.com> wrote:
Agar kisi Ache muslim se ye pucha jaye k kia suud ka karobar sahi hai to Yaqeenan wo is ka jawab dega.....Nahi
Akhir kiss cheez ne kis takat ne use ye jawab dene per majboor kia........
Aaye is topic per bat kerte hai
Bat darasal ye hai k Islam Suud Ko Haram karar deta hai. Islam main suud ko RABUH kaha gaya hai jis k meaning hai ziyada hona ya barhna....
Suud ko mana kerte hoye Qurane pak main Surae Ale Imran main Allah Tabarak Tala Farmata hai....
Ae Eman walo! tum(Apne mal per)suud jo(mal ko)brahata hai maat khawo or Allah ka Taqwa Ikhtiyar Karo......
Surae Baqara ki Aayat No.279 or 280 mian Irshad Hai....
Ae Eman walo! Allah ka taqwa ikhtiyar karo agar tum momin ho to suud main se jo kuch baqi hai use chordo or agar tum ne esa na kia to Allah or us k Rasool ki taraf se jang ka yaqeen kerlo...
Suud mashre main mutadid manfi Asrat ka baes banta hai . Enhi manfi asrat ki bina per suud Islam main Haram karar dia gaya hai..
Kia Aap Hazrat meri is bat se Muttafiq Hai Agar hai ya nahi hai Apni Raye ka izhar kare .......
Jazak ALLAH u all r invited to share Islamic knowledge.come and share--
--
For study materials, past papers and assignments,
Join us on www.VuScool.com
www.VuGuys.com
CoooL Virtual University Students Visit this group
<<<<<<< pAncHi >>>>>>>
For online discussion forums and inclusive portal about exam related data, please visit & get registered at www.students.net.pk
Virtulians Group Basic Posting Rules
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Question
You are planning to start a fast food restaurant. Being an entrepreneur you are required to develop below mentioned portions of business plan.
• Define specific and realistic business objectives. (10)
Objectives give the business a clearly defined target. Plans can then be made to achieve these targets. This can motivate the employees. It also enables the business to measure the progress towards to its stated aims.
The most effective business objectives meet the following criteria:
S – Specific – objectives are aimed at what the business does, e.g. a hotel might have an objective of filling 60% of its beds a night during October, an objective specific to that business.
M - Measurable – the business can put a value to the objective, e.g. €10,000 in sales in the next half year of trading.
A - Agreed by all those concerned in trying to achieve the objective.
R - Realistic – the objective should be challenging, but it should also be able to be achieved by the resources available.
T- Time specific – they have a time limit of when the objective should be achieved, e.g. by the end of the year.
The main objectives that a business might have are:
Survival – a short term objective, probably for small business just starting out, or when a new firm enters the market or at a time of crisis.
Profit maximisation – try to make the most profit possible – most like to be the aim of the owners and shareholders.
Profit satisficing – try to make enough profit to keep the owners comfortable – probably the aim of smaller businesses whose owners do not want to work longer hours.
Sales growth – where the business tries to make as many sales as possible. This may be because the managers believe that the survival of the business depends on being large. Large businesses can also benefit from economies of scale.
A business may find that some of their objectives conflict with one and other:
Growth versus profit: for example, achieving higher sales in the short term (e.g. by cutting prices) will reduce short-term profit.
Short-term versus long-term: for example, a business may decide to accept lower cash flows in the short-term whilst it invests heavily in new products or plant and equipment.
Large investors in the Stock Exchange are often accused of looking too much at short-term objectives and company performance rather than investing in a business for the long-term.
Alternative Aims and Objectives
Not all businesses seek profit or growth. Some organisations have alternative objectives.
Examples of other objectives:
Ethical and socially responsible objectives – organisations like the Co-op or the Body Shop have objectives which are based on their beliefs on how one should treat the environment and people who are less fortunate.
Public sector corporations are run to not only generate a profit but provide a service to the public. This service will need to meet the needs of the less well off in society or help improve the ability of the economy to function: e.g. cheap and accessible transport service.
Public sector organisations that monitor or control private sector activities have objectives that are to ensure that the business they are monitoring comply with the laws laid down.
Health care and education establishments – their objectives are to provide a service – most private schools for instance have charitable status. Their aim is the enhancement of their pupils through education.
Charities and voluntary organisations – their aims and objectives are led by the beliefs they stand for.
A business may change its objectives over time due to the following reasons:
A business may achieve an objective and will need to move onto another one (e.g. survival in the first year may lead to an objective of increasing profit in the second year).
The competitive environment might change, with the launch of new products from competitors.
Technology might change product designs, so sales and production targets might need to change.
• Define marketing strategy and action programs. (10)
Step 5: Defining Marketing Strategy and Action Programs
Strategy and action decisions respond to the question "How do we get there?" It incorporates:
1. Product or Service
This includes a description of the product and may include more than the physical characteristics. It involves packaging, brand name, price, warranty, image, service, features, and style.
2. Customer Service • Meeting customer needs and creating loyalty involves a number of low-cost steps:
• In writing develop a statement of customer service principles. Train those employees who have direct contact with customers.
• Establish a process for evaluating customer service. • Reward employees who are most effective in providing quality customer service.
• Make regular contact with customers.
• Invest in quality telephone equipment.
• Meet customer expectations.
• Customer service is especially important for e-businesses.
3. Pricing. One of the difficult decisions is determining the appropriate price for the product. Factors such as costs, discounts, freight, and markups must be considered. Marketing research can help determine a reasonable price that consumers are willing to pay.
4.Distribution. This factor provides utility or makes the product convenient to purchase when it is needed. This variable must be consistent with other marketing mix variables. Type of channel, number of intermediaries and location of members should be described. Regardless of the type of business, it is usually necessary for the new venture to have a website. The Internet will become an increasingly important medium for information and distribution. Direct mail or telemarketing may be considered. Direct mail marketing is one of the simplest and lowest in entry costs. But the direct-marketing or Internet strategies are not a guarantee for success. The entrepreneur should evaluate all possible options for distribution.
5.Promotion. The entrepreneur needs to inform customers as to the product's availability using advertising media such as print, radio, or television. Usually television is too expensive unless cable television is a viable option. Larger markets can be reached using direct mail, trade magazines, or newspapers. A website may also create awareness and promote the product and services of the venture. It is possible to make use of publicity as a means of introduction. It is important that the marketing strategy and action programs be specific and detailed enough to guide the entrepreneur through the first year.
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| MBA -III (Finance Group) |
Quiz Start Time: 07:14 PM Time Left 13
sec(s)
Question # 1 of 15 ( Start time: 07:14:13 PM ) Total Marks: 1
Which one of the following statement is not include in marketing process
Select correct option:
Analyzing marketing opportunities
Selecting target market
Company's mission statement
Developing marketing mix
Quiz Start Time: 07:14 PM Time Left 86
sec(s)
Question # 2 of 15 ( Start time: 07:15:39 PM ) Total Marks: 1
Low consumer involvement in purchase but significant perceived brand difference comes in which type of buying behavior.
Select correct option:
Complex buying behavior
Dissonance-reducing buying behavior
Habitual buying behavior
Variety-seeking buying behavior
Quiz Start Time: 07:14 PM Time Left 89
sec(s)
Question # 3 of 15 ( Start time: 07:16:47 PM ) Total Marks: 1
Products that are used directly in the production of a final product but are not easily identifiable are categorized as which one of the following?
Select correct option:
Component parts
Consumable supplies
Assembly components
Process materials
Quiz Start Time: 07:14 PM Time Left 89
sec(s)
Question # 4 of 15 ( Start time: 07:18:13 PM ) Total Marks: 1
Most, but not all, marketing channels have marketing intermediaries. A marketing intermediary sometimes called a middleman, who perform which of the following function?
Select correct option:
Always sells products to wholesalers
Links producers to the ultimate users of the products
Always sells products to retailers
Does not take title to products
Quiz Start Time: 07:14 PM Time Left 89
sec(s)
Question # 5 of 15 ( Start time: 07:19:24 PM ) Total Marks: 1
Anything that can be offered to a market for attention, acquisition, use, or consumption and that might satisfy a want or need refers to which one of the following concepts?
Select correct option:
Product
Price
Place
Promotion
Quiz Start Time: 07:14 PM Time Left 89
sec(s)
Question # 6 of 15 ( Start time: 07:20:35 PM ) Total Marks: 1
During shopping in a market, a girl sees a new diet cola. She picks up a six-pack to take home and try. This purchase is indicative of which one of the following decision making?
Select correct option:
Low-involvement
High-involvement
Enduring
Perceived
Quiz Start Time: 07:14 PM Time Left 88
sec(s)
Question # 7 of 15 ( Start time: 07:22:03 PM ) Total Marks: 1
"Value pricing" means setting a fair price for a marketing mix that gives the target market superior customer value.
Select correct option:
True
False
Quiz Start Time: 07:14 PM Time Left 87
sec(s)
Question # 8 of 15 ( Start time: 07:23:29 PM ) Total Marks: 1
Product elimination can BEST be described as the process of deleting a product from the product mix when it:
Select correct option:
Is perceived as a failure by top management
Increases production costs and decreases profits
No longer responds to promotional efforts
No longer satisfies a sufficient number of customers
Quiz Start Time: 07:14 PM Time Left 88
sec(s)
Question # 9 of 15 ( Start time: 07:24:53 PM ) Total Marks: 1
Which one of the following is NOT a part of marketing channel firms (intermediaries)?
Select correct option:
Physical distribution firm
Marketing service agency
Financial intermediary
Stock exchange
Quiz Start Time: 07:14 PM Time Left 89
sec(s)
Question # 10 of 15 ( Start time: 07:26:26 PM ) Total Marks: 1
Which of the human wants are backed by buying power?
Select correct option:
Needs
Wants
Demands
Exchange
Quiz Start Time: 07:14 PM Time Left 89
sec(s)
Question # 12 of 15 ( Start time: 07:28:43 PM ) Total Marks: 1
All of the following are the stages involved in the consumer adoption process EXCEPT:
Select correct option:
Desire
Awareness
Interest
Trial
Quiz Start Time: 07:14 PM Time Left 83
sec(s)
Question # 13 of 15 ( Start time: 07:29:50 PM ) Total Marks: 1
Specifications of a product relate to which of the following?
Select correct option:
Physical characteristics and level of quality
Financing available with the product
Types of competitors offering a similar product
Price of a product offering to customer
Quiz Start Time: 07:14 PM Time Left 87
sec(s)
Question # 14 of 15 ( Start time: 07:31:22 PM ) Total Marks: 1
At which stage personal or difficult questions should be asked in a questionnaire?
Select correct option:
In beginning
In the middle
In the last
At any point in time
Quiz Start Time: 07:14 PM Time Left 88
sec(s)
Question # 15 of 15 ( Start time: 07:32:43 PM ) Total Marks: 1
Which of the following phase of marketing research process is considered MOST expensive and subject to error?
Select correct option:
Exploratory research
Hypothesis
Data collection
Data validation
